High School

What is the only difference between blanket insurance and group health insurance?

A. Blanket insurance is not provided to schools.
B. Membership is not allowed to change in blanket insurance, except on a yearly basis.
C. The insured members are not named.
D. Group health insurance is provided on an employee-only basis.

Answer :

Final answer:

The main distinction between blanket insurance and group health insurance is that members are not named individually in blanket insurance as they are in group health insurance.

Explanation:

The primary difference between blanket insurance and group health insurance is in how the insured entities are defined. With blanket insurance, the members of the group are typically not named individually. It covers everyone in the group, regardless of who they are or how many there are. It's commonly used in situations where the membership of a group often changes, like schools or organized sports teams.

On the other hand, in a group health insurance policy, the members of the group are typically listed by name. This is common in workplace settings where the company provides health insurance to its employees, and the personnel is relatively constant.

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