Answer :
Final Answer:
Automotive insurance falls outside the scope of marine insurance, which specifically covers risks associated with maritime activities. Therefore, the correct answer is option d. Automotive.
Explanation:
Marine insurance policies typically cover risks associated with maritime activities, such as shipping goods by sea. Automotive insurance, on the other hand, is designed to protect vehicles on land and does not fall within the purview of marine insurance.
Marine policies typically encompass six classes of property: Cargo, Hull, Freight, Liability, Sue and Labor, and Freight. These classes address various aspects of maritime risks, such as damage to cargo, vessels, or liability for third-party claims arising from maritime operations. Therefore, automotive insurance is not one of the classes covered under a marine policy, making option d the correct choice.
Therefore, the correct answer is option d. Automotive.
