Answer :
Final answer:
Group health insurance plans cover specific groups of individuals, often associated with a company or organization, providing collective insurance at reduced costs. Other types, like franchise and blanket, do not specifically target group coverage. Understanding these distinctions is key to grasping health insurance configurations.
Explanation:
Understanding Health Insurance Coverage
Health insurance can cover special groups of persons through various types of plans. The term that best fits the description of covering specific groups is known as a Group health insurance plan.
A Group health insurance plan typically covers a collection of individuals, often based on their affiliation with a certain organization, such as employees of a company or members of a professional association. This type of coverage allows individuals to receive health benefits as a collective, typically at a lower cost than individual insurance policies. For example, employers frequently offer group health insurance plans to their employees as part of their benefits package.
In contrast, options like Franchise, Limited, and Blanket insurance do not primarily focus on covering special groups:
- Franchise: This type of insurance provides coverage for individual losses above a certain threshold.
- Limited: Coverage that only insures specific risks or amounts.
- Blanket: Typically provides coverage for multiple categories of risk but not specifically aimed at groups.
Learn more about Health Insurance here:
https://brainly.com/question/45315492
